We live in an exciting time for music. Now more than ever, independent musicians can create, release, and earn from music while maintaining full ownership. Gone are the days when a handful of tastemakers and big businesses decide who’s in and who’s out. We, the people — the producers, the songwriters — now have the ability to “place” our music on digital “shelves” where real consumers can listen to that music and thus support the continued creative process.
My wife and I had moved to Nashville and were just starting the process of buying a house. We talked to several lenders to get pre-approval (my understanding was that it made the process go smoother), and every conversation went something like this.